Need Debt Relief? We Can Help Find A Resolution
Credit card debt is easy to get into. Unfortunately, it has also been designed to be nearly impossible to get out of. Minimum payments can keep a consumer on the hook for 30 years or more. In this time, he/she will have typically paid back the original balance – ten times over. Obviously, making only the minimum payment is not an effective way to get out of debt. But when a financial hardship inevitably occurs, it gives the credit card companies a reason to increase interest rates, making even the minimum payments unaffordable. We understand how devastating this practice is. That is why we are committed to a debt settlement model designed to work for you - the consumer.
What makes Superior Debt Relief Services different?
Superior is a debt negotiation company and consumer advocate, leading our clients into a more sustainable financial life for over 14 years. We do not collect a fee until after we’ve settled an account—meaning we don’t get paid until we save the consumer money. We know settlement can be intimidating, which is why we’ve taken the steps to make the program as accessible as possible.
Every one of our clients is paired up with an individual Superior representative—a trained certified arbitrator and financial advisor to walk consumers through the process of the program, assist in decisions and answer any questions along the way. We have on-staff attorneys available for consultation at no extra cost to our clients, and when you call us during our office hours, you will always talk to a real, live human being—we never use a recording. When our clients complete the program and are officially debt free, we assist with the cost of credit repair, and offer continued access to financial education.
As our CEO likes to say, “We never want a repeat customer.” And that’s the way we like it. But you don’t have to take our word for it. Take a look at our A rating issued by the BBB, client retention rates, IAPDA certification, and graduate testimonials and see for yourself why Superior truly is the most respected company in the debt reduction industry.
We Provide Settlement, Negotiation and Consolidation Programs For Those With Credit Card Debt
Settlement is a legal, logical, and ethical way to get out of credit card debt. You will save money in an account that we will use to offer settlements to your creditors. The incentive for your creditors to settle becomes clear once there is a possibility that they may collect nothing on the balance if you were left with no choice but to file for bankruptcy protection. Your incentive to settle is to avoid bankruptcy and to ethically discharge your debts. Our record for success is indisputable - but we encourage you to research all methods available. Settlement is not for everybody. Sometimes, bankruptcy is unavoidable. Our financial advisors can, at the very least, point you in the right direction.
1. Debt - Wikipedia
2. Credit Counseling - Wikipedia
3. How Debt Consolidation Works - How Stuff Works