Credit Card Debt Settlement, Debt Negotiation & Consolidation Program, Debt Reduction

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Debt That Qualifies

Credit Cards
Store Cards
Unsecured Bank Loans
Personal Loans

Non Qualified Debt

Student Loans
Mortgage Loans
Car Loans
Taxes
Less than $10,000 total

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can reduce your credit card debt and start living free once again. A debt-free future requires action! All statements on this site are examples of past performance and are not intended to be a guarantee of any future settlement results.

Minimum payments are a trap. If you are making only minimum payments on $25,000 of credit card debt, at an 18.9% interest rate, it would take around 35 years to pay it off. Even worse, you’d tack on $38,974 in interest to the original balance!

Debt consolidation loans are not always the best answer. In reality, 78% of consumers’ credit card debt grows back to the original amount after taking out a debt consolidation loan. If the consumer cannot learn to apply beneficial spending and saving habits, a loan usually only complicates bad financial habits.

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Home Phone: * Cell Phone: Work Phone: Best Time to Call: * Unsecured Debt: *

NOT AVAILABLE IN SOME STATES

Superior Debt Relief Accreditations

Superior Debt Services, Inc. (SDS) Incorporated January 1998. SDS is a proud member of the following organizations:

BSI Group - The BSI members include some of the most renowned and widely recognized companies. So, we have elected to have them do an assessment of our process and audit the performance of our company after which they verified that we are doing what we SAY we can do. We are proud to have aligned ourselves with this esteemed group.

Better Business Bureau (BBB) - Protecting consumers with the most trusted organization on the Internet.

United States Organization for Bankruptcy Alternatives (U.S.O.B.A.) - Mission: To represent the debt negotiation industry by creating state specific agendas and to advocate for fair regulation and protection of consumers.

IAPDA - SDS requires all of our Debt Arbitrators to be accredited through the IAPDA, the International Association of Professional Debt Arbitrators * Tested and certified by Arbitrain

Certified Companies in Colorado - Colorado Licensing PDF on AG website

Colorado License - Copy of our Colorado license

AG Website - Colorado Attorney General Site

Dun & Bradstreet - D&B provides solution sets that meet a diverse set of customer needs globally. Customers use D&B Risk Management SolutionsTM to mitigate credit and supplier risk, increase cash flow and drive increased profitability; D&B Sales & Marketing SolutionsTM to increase revenue from new and existing customers; and D&B Internet Solutions to convert prospects into clients faster by enabling business professionals to research companies, executives and industries.

US Chamber of Commerce - Advancing human progress through an economic, political and social system based on individual freedom, incentive, initiative, opportunity, and responsibility.

Our settlement averages.

Last Year 2009:
$44,395,510 settled for
$15,966,330 = 35.58%

Year to Date 2010:
$31,666,235 settled for
$11,061,582 = 34.93%

Last month July:
$4,067,946 settled for
$1,404,461= 34.53%

The settlement results shown above reflect actual settlements negotiated with our customers' creditors and debt balances at the time of settlement. They do not include the fees paid by our customers for our services or the services of third party administrators.
This statement is an example of past performance and is not intended to be a guarantee of any future settlement results.

Past Months

The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.

Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.

Living Within Your Budget
So now you have created your household budget. Congratulations! But now how do you make sure you can stick with it? With the financial pressures of today, how do you ensure that you can live within your budget each month?

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