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The following articles are available for you to research debt settlement and debt negotiation information. We understand that debt consolidation can be confusing at times. These articles may help to clarify the debt settlement and debt negotiation process.

We strive to provide the best possible sources for your debt help needs. Debt companies come in many shapes and forms, and not every company is able to help every person. Unfortunately there are companies out there that want nothing more than your money, and as soon as they have it they will no longer provide you with the help that you need. We strive to ensure that these articles are able to provide as much information as possible so that you can avoid these types of companies.

These articles have proven themselves to be reliable and helpful about their industry. They are available to answer any questions that you may have.

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Government cracks down on credit card industry practices
The government takes action against unfair practices... finally.
http://redtape.msnbc.com/2008/05/federal-regulat.html#posts http://news.yahoo.com/s/ap/20080502/ap_on_bi_ge/credit_card_rules

The Seven Deadly Sins that Lead to Debt
Learn how to avoid the pitfalls that will get you into debt.
http://finance.yahoo.com/banking-budgeting/article/104501/The-Seven-Deadly-Sins-That-Lead-to-Debt

Banks: The Best and The Worst
Learn which banks are rated best by consumers.
http://finance.yahoo.com/banking-budgeting/article/104764/Banks-The-Best-and-the-Worst

Cracking down on Creditors
Newly proposed legislation may provide some relief for credit card holders.
http://www.newsweek.com/id/118184

Why is America in so much Debt?
An important article concerning credit card debt.
http://www.msnbc.msn.com/id/12306509/site/newsweek/

Debt Relief - Debt Settlement vs Mortgage Refinance
Learn why debt settlement is a better option for debt relief than a mortgage refinance
http://ezinearticles.com/?Debt-Relief---Debt-Settlement-vs-Mortgage-Refinance&id=106293

IRS Cracks Down on Credit Counseling Services
Discover how little the "credit counseling" industry is willing to do for you... who are these people working for?
http://www.superiordebtrelief.com/article0.aspx

Bankruptcy Laws And Scare Tactics
Learn how creditors will use the new laws to scare you into paying
http://www.superiordebtrelief.com/article1.aspx

Credit Card Debt - What is the answer?
Learn the history of credit, credit counseling, credit consolidation, and the truth behind it all
http://www.superiordebtrelief.com/article2.aspx

General Debt Information
Understanding the basics of debt settlement, debt negotiation, and debt consolidation will help you to determine the best course of action for your situation.
Debtor/Creditor Legal Facts - A useful overview concerning your legal rights with specific links to federal code and state statutes.

Credit Cards Without Late Fees? What You Don't Know Can Hurt You
Americans know all too well how much it costs to use credit cards. The average household in the U.S. now has nearly $10,000 in credit card debt.
http://www.articlecity.com/articles/business_and_finance/article_4275.shtml

Credit card companies are doubling their minimum payments
Due to the overwelming amount of credit card debt, credit card companies are doing whatever they can to collect payment.
http://www.bankrate.com/brm/news/debt/20050503a1.asp

Billed for Merchandise You Never Received?
We all make mistakes. To err is human. Unfortunately, these mistakes can have an affect on others. If you have been a victim of another person's mistake, then you may want to read this.
http://www.ftc.gov/bcp/conline/pubs/credit/billed.htm

Credit and Your Consumer Rights: 
You have rights as a consumer to take specific actions towards your credit standing. Remember, if you don't know your rights, then you have none.
http://www.ftc.gov/bcp/conline/pubs/credit/crdright.htm 

Getting Credit: What You Need to Know About Credit 
Having problems establishing your credit record? Do you really know what it means to have a credit record? Find out here.
http://www.ftc.gov/bcp/conline/pubs/credit/gettingcredit.htm

Man Has Largest Credit Card Debt with 1,497 Credit Cards 
Please don't let this happen to you. There are better ways to get into the Guinness Book Of World Records.
http://www.abcnews.go.com/GMA/WaterCooler/story?id=411883&page=1

Credit Card Execs On The Hot Seat 
Congress is finally taking some action against abusive credit card company policies.
http://www.cbsnews.com/stories/2007/12/04/business/main3574131.shtml

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