How does debt settlement effect my credit?

When you enter into a debt settlement program, your credit will take a hit. However, when you are so deep in debt that you need a debt settlement program, chances are high that your credit score is already suffering. With Superior Debt Relief you can fix most of the damage done to your credit score because you go through 3 cycles of credit restoration following the program. With credit counsling, no such restoration is possible and a TPA (third part assisance) will appear on your credit report. This is just as bad as a Chapter 13 bankruptcy! Before entering into any credit counseling program, ask about this.

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