Credit Card Debt Settlement & Negotiation Program

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Debt That Qualifies

Credit Cards
Store Cards
Unsecured Bank Loans
Personal Loans

Non Qualified Debt

Student Loans
Mortgage Loans
Car Loans
Taxes
Less than $10,000 total

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can reduce your credit card debt and start living free once again. A debt-free future requires action!

If you are only making minimum payments on $20,000 in credit card debt, at a 18.9% interest rate, it can take you over 50 years to pay it off and you could pay over $50,000 in interest.

You may be surprised to learn that credit card debt grows back 78% of the time after taking out a debt consolidation loan. Without a fundamental change in the spending habits of the consumer, a loan usually only makes things worse.

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Credit Card Debt Consolidation

Credit card debt consolidation can be done in a couple ways. You can get a loan to cover all of your credit card debt and then pay off the loan. This is ideal, if you can get a loan. For those that can't get a loan, which is becoming more and more difficult in today's economy, debt settlement can be considered a form of debt consolidation. You will not be getting a loan. You will, however; be making one monthly payment towards all of your unsecured debt. This money will be saved in a "special purpose account" set up in your name and will then be used to pay off your debts one by one until all debts are paid off. The advantage to this method over traditional debt consolidation is that the debts will be settled for much less than the full balance owed. The disadvantage is that your credit will take a hit. If you are not able to qualify for a debt consolidation loan, then your credit is probably hurting already anyway. So, if your credit rating is your primary concern, debt settlement is probably not the way to go. If paying off your debt is your primary concern, then debt settlement is certainly the most efficient way to get the job done.

Our settlement averages.

Last Year 2009:
$44,395,510 settled for
$15,966,330 = 35.58%

Last month December:
$3,644,392 settled for
$1,296,505 = 35.96%

The settlement results shown above reflect actual settlements negotiated with our customers' creditors and debt balances at the time of settlement. They do not include the fees paid by our customers for our services or the services of third party administrators.
This statement is an example of past performance and is not intended to be a guarantee of any future settlement results.

Past Months

The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.

Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.

Living Within Your Budget
So now you have created your household budget. Congratulations! But now how do you make sure you can stick with it? With the financial pressures of today, how do you ensure that you can live within your budget each month?

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