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Debt Negotiation Program
Debt That Qualifies
  • Credit Cards
  • Store Cards
  • Unsecured Bank Loans
  • Hospital Bills
  • Personal Loans
Non Qualified Debt
  • Student Loans
  • Mortgage Loans
  • Car Loans
  • Taxes
  • Less than $10,000 total
debt reduction
debt negotiation

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can eliminate your credit card debt and start living free once again. A debt-free future requires action! Our settlement average from Jan 1, 2008 to June 30th 2008 has been 39.14%. All statements on this site are examples of past performance and are not intended to be a guarantee of any future settlement results.

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Debt Settlement / Negotiation can Reduce Credit Card Debt by More than 50%

Credit Card Debt
Credit card debt is like gaining weight - easy to get; hard to lose. But losing weight is not impossible; neither is getting out of debt. In the same way that you can shed those extra pounds, you can get yourself out from underneath all that debt and avoid bankruptcy. It takes hard work, discipline, and getting the right kind of help.

Owing a lot of credit card debt is not uncommon. Many consumers, whether due to job loss, major injury, overspending, or a multitude of other reasons; see a large portion of their monthly income being swallowed up by credit card payments. Most are only able to make the minimum payment and soon find that their balances are increasing (or at least not changing), which causes even more frustration and stress. Know that the credit card industry is a multi-billion dollar a year industry and only making your minimum payments each month helps to make that possible.

Debt Settlement
A completely legal, logical, and ethical way to get out of debt as old as the concept of debt itself. The incentive for your creditors to settle a debt becomes clear once there is a possibility that they may collect nothing on the debt if you were left with no choice but to file for bankruptcy protection. Your incentive to settle is to avoid bankruptcy and to ethically discharge your debts. Once you are on the “debt treadmill” it becomes more and more difficult to step off. Eventually your minimum monthly payments will likely be going almost entirely towards interest. At this rate, you would finally pay the account off in about 30 years having spent ten times or more what you initially borrowed. We understand your predicament and the credit card companies have been counting on and profiting from it for years. Debt settlement can end the 30 year cycle and cut it down to 3 years or less.

Why choose Superior Debt Relief over any other debt settlement company?
Quite simply, we are the best. We were one of the first debt settlement companies and have been a trailblazer in the industry for more than 10 years now. We aggressively lobby in Congress to fight for your rights and have been intrumental in getting legislation passed to stop unfair credit practices. Although many debt negotiation companies have emulated our business model we continue to lead the way, offering not just debt settlement, but complete unsecured debt relief. Many, if not most, debt consolidation / credit counseling programs will irreparably damage your credit, saving you little or no money, and this process usually takes a very long time. Of course, debt negotiation also has drawbacks: be prepared for a more difficult short term struggle, FICO scores can suffer initially, and you must commit to a more fiscally responsible lifestyle. This is why we are also committed to providing you a with quality of service, expertise, and value without rival in the debt reduction industry. We are recommended and praised across the internet, BBB approved (upholding one of the few exemplary records in the debt consolidation industry), while the long-term relationships we have developed with the credit card companies and collection agencies have firmly established Superior Debt's reputation for results- we encourage you to research more!



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