Credit Card Debt
Debt Settlement Program Qualifications
Debt That Qualifies
  • Credit Cards
  • Store Cards
  • Unsecured Bank Loans
  • Personal Loans
Non Qualified Debt
  • Student Loans
  • Mortgage Loans
  • Car Loans
  • Taxes
  • Less than $10,000 total
Debt Reduction
Debt Negotiation

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can eliminate your credit card debt and start living free once again. A debt-free future requires action!

Debt Consolidation
debt consolidation

If you are only making minimum payments on $20,000 in credit card debt, at a 18.9% interest rate, it can take you over 50 years to pay it off and you could pay over $50,000 in interest.

You may be surprised to learn that credit card debt grows back 78% of the time after taking out a debt consolidation loan. Without a fundamental change in the spending habits of the consumer, a loan usually only makes things worse.

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Debt Arbitration
Debt Settlement
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Credit Counseling

Eliminate Credit Card Debt

Eliminate credit card debt by allowing us to expertly, professionally and ethically assist YOU, our valued client, to live a debt-free life!

Superior Debt Relief's credit card debt negotiation program may be the fastest and most convenient strategy to help you achieve financial freedom and a debt-free life. With Superior, you can expect to be debt-free in as little as 6-36 months using our credit card debt settlement program, depending on your individual circumstances.

Learn more about what benefits you can expect from this debt settlement strategy.

ü We work for you - NOT your creditors. Debt consolidation services usually work for your creditors, earning a percentage of what you pay to your creditors. In most cases, you will be expected to pay 100% of your debt, plus interest, by making smaller payments over a longer time period. Because debt consolidation companies make their money by earning a percentage of the amount you pay your creditors, their incentive is to get you to pay 100% of your debt, rather than to try a debt settlement strategy with your creditors.

ü At Superior, we work for you by negotiating a settlement of your debt - usually at 50 cents on-the-dollar, or even less!

ü We are NOT a debt "consolidation" service. Debt "consolidators" will loan you money (and charge interest) to "consolidate" your debt, and you will pay off your debt at 100% of the debt amount, sometimes including late fees and additional interest. At Superior, you can completely wipe out your debt for as low as 50% of your current balance, which includes our fees! Find out how credit card debt settlement works!

ü We are the only Debt Negotiation Organization to require all of our Debt Consultants and Negotiators to be accredited through the International Association of Professional Debt Arbitrators (IAPDA). All of our debt negotiation officers are also tested and certified by Arbitrain Training Systems.

Debt Settlements
Our settlement averages.

This year to date:
$20,413,250 settled for
$7,464,021 = 36.56%

Last month June:
$3,673,507 settled for
$1,368,749 = 37.26%

The settlement results shown above reflect actual settlements negotiated with our customers' creditors and debt balances at the time of settlement. They do not include the fees paid by our customers for our services or the services of third party administrators.
This statement is an example of past performance and is not intended to be a guarantee of any future settlement results.

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Debt Relief Articles
The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.     
Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.    
What Type of Loan (is best for me)?
Lending has become a very profitable business, as evidenced by the proliferation of lending institutions as well as the emergence of different types of loans being offered, all to entice consumers and businesses to borrow money.  

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