Privacy Policy
Superior Debt
2625 Redwing Road Suite 140
Fort Collins, CO 80526

At Superior Debt we take our ethical responsibilities and your privacy seriously by recognizing that your privacy is important. We have a strong commitment to providing excellent service to all our customers and visitors of this Web Site, including respecting your concerns about privacy. This Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information, as well as the steps that we take to safeguard your information. If you use this site or our services, you explicitly agree to the terms and conditions of the Superiordebt.com Privacy Policy in effect at the time of your use. If you do not agree to this policy, please do not use the Superiordebt.com site or our services. We hope that this disclosure will help increase your confidence in our website and enhance your experience. Therefore, in compliance with industry standards and regulations enforced typically by federal and state governments, we abide by the following Privacy Policy.

Information Collection and Use

This Privacy Policy applies to consumers that have signed up (“Consumers”) on this website (“Web Site”) or any web site owned by the owner of Superiordebt.com. In addition, the owner of Superiordebt.com owns several other domain names that point to this site, and we will from time to time add new sites that may or may not be listed in this Privacy Policy. Please note that this applies only to sites maintained by the owner of Superiordebt.com and not to web sites maintained by other companies or organizations to which we link. In addition, this policy applies only to information collected by Superiordebt.com. We may share the personal information that you supply to us with other third party businesses to bring selected retail opportunities to our Consumers via direct mail, email and telemarketing. These third party businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing. You can browse the Superiordebt.com web site at anytime without revealing any personal information about yourself. There are, however, several areas on our web site where we collect personal information from you on a voluntary basis. Personal information is information about you that is personally identifiable, such as your name, address, email address, or phone number that is not otherwise publicly available. This information helps us serve you better by enabling us:

  1. to process and fulfill your requests for products and services
  2. to solicit your opinions and other feedback
  3. to conduct research
  4. to customize the advertising and content you see
  5. to provide anonymous reporting for internal and external clients
We may collect personal information at the following times:
  1. when you register to receive communications from this website or any website owned by the owner of Superiordebt.com.
  2. when you seek information or apply for products and services offered through this website or any website owned by the owner of Superiordebt.com.
  3. when you provide personal information to us through feedback, survey, or other forms hosted on this site or any website owned by the owner of Superiordebt.com.
  4. when you apply for a job with Superiordebt.com.
In addition, we may receive information about you from other sources, such as service providers and unaffiliated third party marketing companies, for tracking purposes. We may add the information we receive about you to your existing account.

Legal Protection

We reserve the right to disclose your Consumer Personally Identifiable Information, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders, or legal process, and will establish or exercise our legal rights and defend against legal claims at our discretion. We will share, without notice to you, all information we possess in response to court orders, subpoenas and to comply with government investigations. At our discretion we will share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Superiordebt.com’s Terms of Use or as otherwise required by law.

Use of and Sharing of Your Personally Identifiable Information

SUPERIORDEBT.COM RESERVES THE RIGHT TO, AND WILL, TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN ITS SOLE DISCRETION. This includes sharing Consumer Personally Identifiable Information with Superiordebt.com partners, service providers and any other entities that Superiordebt.com believes are able to provide Consumers with special offers and opportunities. Superiordebt.com prohibits the sale or transfer of Consumer Personally Identifiable Information to non-affiliated entities for their use without giving you the opportunity to opt-out. Although Superiordebt.com advises everyone who receives Consumer Personally Identifiable Information from Superiordebt.com to support this Privacy Policy, Superiordebt.com has no control over such party’s information handling practices and is not responsible for any failure of such party to adhere to this Privacy Policy.

Finally, Superiordebt.com may disclose Consumer Personally Identifiable Information in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; or (4) protect the rights or property of Superiordebt.com, the Network Sites or other Consumers of this Site.

By registering and using this Web Site, Consumers acknowledge that the processing of their Consumer Personally Identifiable Information for the purposes described above may involve the transfer of such Consumer Personally Identifiable Information from within the United States of America (“USA”) to countries outside the USA whose data protection regulation may not be as stringent as that within the USA.

When you request quotes or request to be contacted through Superiordebt.com or our other sites that we operate, you are authorizing us to share information with our business partners who will contact you by (1) phone, including without limitation any prerecorded telephone call to any telephone number including without limitation any wireless telephone number, which could result in charges to you, (2) SMS text message, (3) email, or (4) mail. We may also contact you through any of the above means. If you do not want further communication from them or us, please notify the person or entity that contacts you directly. We reserve the right to make changes in this policy at any time.

Business Transfer

As with any other business, it is possible, although unlikely, that Superiordebt.com in the future could merge with or be acquired by another company. If such an acquisition occurs, you would be immediately notified, and the successor company will have access to the information maintained by Superiordebt.com, including customer account information. Any successor company will continue to be bound by this Privacy Policy.


Minors

You must be at least 18 years old to use this web site or our services. We do not knowingly collect, use, or disclose personal information about anyone under 18 years of age. If you are under 18 years of age, you may not use the services offered on our web site unless they are used with the consent, permission and supervision of your parents or guardians.

Opting-Out

We offer you choices when we ask for personal information, whenever reasonably possible. We provide you the opportunity to “opt-out” of having your Personally Identifiable Information used for certain purposes, when we ask for this information. You may decline to provide personal information to us, although some of our services may not function properly as a result.

If you no longer wish to receive our newsletter, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us per the information contained on our contact page. You may continue to receive email communications from us up to ten (10) business days from the time we receive your unsubscribe request. Please note that Superiordebt.com can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their communications. Although Superiordebt.com only supports permission-based emails, Superiordebt.com does not obligate itself to restrict third parties advertising Superiordebt.com beyond that which is required by applicable law.

Third Party Links

This Privacy Policy applies to all information that you provide to Superiordebt.com. However, when you visit web sites to which Superiordebt.com provides a link, keep in mind you will be interacting with a third party that operates under its own privacy and security policies, and terms of use. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party’s privacy policy. We encourage you to review the privacy policies and terms of use of any other service provider from whom you request services.

If Superiordebt.com receives personal information from a third party unrelated to any service offered on our site, the use and disclosure of such information is governed by the agreement (if any) between Superiordebt.com and such third party.

Framing

In some cases, we may require the use third party vendors, outside companies, to operate portions of the Superiordebt.com web site and/or to provide certain services including clerical, and information processing services. Although the particular section of the web site may have a similar appearance as the Superiordebt.com site, information submitted through these outside third parties are subject to this Privacy Policy unless otherwise stated.

When you sign up for our services, we will share only as much information as is necessary for the provision of those services. We require that all third parties, hired by Superiordebt.com, comply with our Privacy Policy in order to keep your information safe and secure. These third parties are prohibited from using or sharing your Personally Identifiable Information for any purpose other than for the purposes of settling your enrolled accounts.

Updating Your Information

If you want to access or update the personal information you submitted to Superiordebt.com please e-mail your assigned Member Services Representative at their first name @superiordebt.com or write to us at the following address.

Superior Debt
2625 Redwing Road Suite 140
Fort Collins, CO 80526

Questions and Suggestions

If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us:

(1) By sending an email to:info@Superiordebt.com

(2) By sending a letter to:
Superior Debt
2625 Redwing Road Suite 140
Fort Collins, CO 80526

Changes to this Privacy Policy

Superiordebt.com reserves the right to update or modify this privacy statement at any time and without notice. We will not jeopardize your privacy. The provision contained in this privacy statement replaces all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this privacy statement. If you do not agree with the changes to how your information will be used, please do not continue to use this web site.

We encourage you to check our site frequently to see the current privacy statement and to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and/or other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.

Your Privacy Rights

Companies that collect Personally Identifiable Information from consumers and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties. You may request that your Personally Identifiable Information not be shared with Third Parties by sending your request, including your full name, email and postal address to: privacy@Superiordebt.com, or by mail to:

Privacy Information c/o Superior Debt
2625 Redwing Road Suite 140
Fort Collins, CO 80526

For more information on how your Personally Identifiable Information is collected and used, please read our complete Privacy Policy.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

LAST UPDATED 12-01-14

Copyright © Superiordebt.com, 2014 All Rights Reserved.
In our information technology systems environment, Superior Debt Services safeguards your information according to industry established security standards and we routinely test our systems to ensure a high level of security. Superior Debt Services believes that strong electronic privacy is crucial for the ongoing success of the Internet as a service and as a commercial, educational, and entertainment medium.