Debt That Qualifies
  • Credit Cards
  • Store Cards
  • Unsecured Bank Loans
  • Hospital Bills
  • Personal Loans
Non Qualified Debt
  • Student Loans
  • Mortgage Loans
  • Car Loans
  • Taxes
  • Less than $10,000 total

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can eliminate your credit card debt and start living free once again. A debt-free future requires action!

Debt Settlement
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Debt Settlements
Our settlement averages.

This Year to Date:
$20,600,610 settled for
$8,083,799 = 39.24%

Last month Sept:
$2,618,724 settled for
$1,047,217 = 39.99%
avoid bankruptcy
Debt Relief Articles
Factors that Influence Credit Score
A credit score or credit bureau risk score is based on information drawn from your credit report. About 30 individual factors are used to determine the score. Certain factors, such as payment history, have more weight than others, such as the length of your credit history.  
Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.    
Living Within Your Budget
So now you have created your household budget. Congratulations! But now how do you make sure you can stick with it? With the financial pressures of today, how do you ensure that you can live within your budget each month?  
credit card debt reduction