Credit Counseling & Debt Consolidation Program

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Debt That Qualifies

Credit Cards
Store Cards
Unsecured Bank Loans
Personal Loans

Non Qualified Debt

Student Loans
Mortgage Loans
Car Loans
Taxes
Less than $10,000 total

We are a Professional Debt Negotiation Company. Settle your UNSECURED Debt for MUCH less- Don't Procrastinate, Negotiate.

Find out more about our debt settlement program. You can reduce your credit card debt and start living free once again. A debt-free future requires action!

If you are only making minimum payments on $20,000 in credit card debt, at a 18.9% interest rate, it can take you over 50 years to pay it off and you could pay over $50,000 in interest.

You may be surprised to learn that credit card debt grows back 78% of the time after taking out a debt consolidation loan. Without a fundamental change in the spending habits of the consumer, a loan usually only makes things worse.

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About Our Debt Negotiation Settlement Program - Why Us

OUR MISSION: To expertly, professionally and ethically assist YOU, our valued client, to live a debt-free life!

Since 1998, Superior Debt Services has been helping people become debt free by providing credit counseling services and debt consolidation programs.

Superior's consultants are thoroughly trained in debt negotiation and up to date on debt settlement matters by being required to achieve certification through Arbitrain Training Systems and the IAPDA, the International Association of Professional Debt Arbitrators.

Superior strives to be the most accurate and honest debt settlement and credit counseling company in the industry. Learn more about what benefits you can expect from this debt settlement strategy.

We are devoted in helping you to become debt free and get you on the road to financial freedom by providing unrivaled debt counseling and credit counseling services.

Debt settlement is completely honorable, legal and ethical. Through this program, you will pay your debts. You will just pay them off faster and at more of a convenience to you. The length of our program is 12-36 months depending on your circumstances.

ü We work for you - NOT your creditors. Debt consolidation services usually work for your creditors, earning a percentage of what you pay to your creditors. In most cases, you will be expected to pay 100% of your debt, plus interest, by making smaller payments over a longer time period. Because debt consolidation companies make their money by earning a percentage of the amount you pay your creditors, their incentive is to get you to pay 100% of your debt, rather than to try a debt settlement strategy with your creditors.

ü At Superior, our advisors work for you by negotiating a settlement of your debt - usually at 50 cents on-the-dollar, or even less!

ü We are not a debt "consolidation" service. Debt "consolidators" have a different debt consolidation program where will loan you money (and charge interest) to "consolidate" your debt, and you will pay off your debt at 100% of the debt amount, sometimes including late fees and additional interest. At Superior, you can reduce your debt for significantly less than you currently owe. Find out how credit card debt settlement works!

We work with the motive of providing a professional counseling service to save you from getting into a debt consolidation program that invite further problems.

ü We are the only Debt Negotiation Organization to require all of our Debt Consultants and Negotiators to be accredited through the International Association of Professional Debt Arbitrators (IAPDA). All of our debt negotiation officers are also tested and certified by Arbitrain Training Systems.

ü We are proud members of the International Association of Professional Debt Arbitrators. We are also members of the United States Organization of Bankruptcy Alternatives.

Our settlement averages.

This year to date:
$20,413,250 settled for
$7,464,021 = 36.56%

Last month June:
$3,673,507 settled for
$1,368,749 = 37.26%

The settlement results shown above reflect actual settlements negotiated with our customers' creditors and debt balances at the time of settlement. They do not include the fees paid by our customers for our services or the services of third party administrators.
This statement is an example of past performance and is not intended to be a guarantee of any future settlement results.

Past Months

The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.

Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.

What Type of Loan (is best for me)?
Lending has become a very profitable business, as evidenced by the proliferation of lending institutions as well as the emergence of different types of loans being offered, all to entice consumers and businesses to borrow money.

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